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	<title>LinuxSoftware &#187; apartment</title>
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	<link>http://linuxsoftware.co.nz/blog</link>
	<description>Coding and tramping in Aotearoa / New Zealand</description>
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		<title>Looking to buy an inner city apartment</title>
		<link>http://linuxsoftware.co.nz/blog/2008/08/looking-to-buy-an-inner-city-apartment</link>
		<comments>http://linuxsoftware.co.nz/blog/2008/08/looking-to-buy-an-inner-city-apartment#comments</comments>
		<pubDate>Fri, 29 Aug 2008 21:19:48 +0000</pubDate>
		<dc:creator>david</dc:creator>
				<category><![CDATA[Life]]></category>
		<category><![CDATA[apartment]]></category>
		<category><![CDATA[Auckland]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[inner city]]></category>

		<guid isPermaLink="false">http://linuxsoftware.co.nz/blog/?p=119</guid>
		<description><![CDATA[Having tried living in one, I&#8217;ve decided living in an inner city apartment would suit me for the next four years or so. So now I&#8217;m looking to buy. Some of the things that I like are being handy to everything, being able to walk to work, being able to go on holiday and just [...]]]></description>
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<div class="wpg2tag-image"><a href="http://linuxsoftware.co.nz/blog/v/2008/Apartment/p1000109.jpg.html" title="p1000109"><img src="http://linuxsoftware.co.nz/photos/d/4249-3/p1000109.jpg" width="150" height="150" id="IFid2" class="ImageFrame_None" alt="p1000109"/></a></div>
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<p>Having tried living in one, I&#8217;ve decided living in an inner city apartment would suit me for the next four years or so.  So now I&#8217;m looking to buy.   Some of the things that I like are being handy to everything, being able to walk to work, being able to go on holiday and just leave the apartment and knowing it is secure, no gardens or lawns.  The biggest drawback (after not being able to have a cat) is the noise from the street, but it&#8217;s not too bad, especially if you&#8217;re up high.  I&#8217;ve heard the noise from neighbours can be very bad, though it isn&#8217;t a problem in my current apartment it is something I&#8217;m trying to avoid too.</p>
<p>There&#8217;s an apartment on Liverpool St near work which 90% matches my criteria, but I&#8217;m interested in looking around other places.  I&#8217;ve contacted Kiwibank to arrange finding out about getting a mortgage.</p>
<ul>
What I&#8217;m looking for:</p>
<li> separate bedroom (or 2, but doesn&#8217;t have to be 2)</li>
<li> up high, 10th floor or higher</li>
<li> quiet</li>
<li> carpark (with locker would be good)</li>
<li> inner city (<10mins walk to work @ the top of Queen St)</li>
<li> tidy</li>
<li> secure</li>
<li> to live in &#8211; liveable </li>
</ul>
<p>If you know of any inner-city apartments for sale, or you have experiences in living in them please add a comment.</p>
<p>Of course if I don&#8217;t buy I can just keep renting.</p>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>House warming</title>
		<link>http://linuxsoftware.co.nz/blog/2008/07/house-warming</link>
		<comments>http://linuxsoftware.co.nz/blog/2008/07/house-warming#comments</comments>
		<pubDate>Wed, 09 Jul 2008 10:49:07 +0000</pubDate>
		<dc:creator>david</dc:creator>
				<category><![CDATA[Life]]></category>
		<category><![CDATA[apartment]]></category>
		<category><![CDATA[Auckland]]></category>
		<category><![CDATA[beer]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[pizza]]></category>

		<guid isPermaLink="false">http://linuxsoftware.co.nz/blog/?p=101</guid>
		<description><![CDATA[Had a house warming in my new lounge, aka the London Bar. Followed by an inspection of the apartment and then pizza at Pizza Pizza. Came home to Vector playing with the lamppost outside my flat, still trying to work out what they&#8217;re up to.]]></description>
			<content:encoded><![CDATA[<p>Had a house warming in my new lounge, aka the London Bar.  Followed by an inspection of the apartment and then pizza at Pizza Pizza.</p>
<p><a href="/blog/v/2008/NewCamera/p1000147.jpg.html"><img src="/photos/d/4308-2/p1000147.jpg" alt="" /></a></p>
<p>Came home to Vector playing with the lamppost outside my flat, still trying to work out what they&#8217;re up to.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>New Apartment</title>
		<link>http://linuxsoftware.co.nz/blog/2008/07/new-apartment</link>
		<comments>http://linuxsoftware.co.nz/blog/2008/07/new-apartment#comments</comments>
		<pubDate>Sun, 06 Jul 2008 09:16:23 +0000</pubDate>
		<dc:creator>david</dc:creator>
				<category><![CDATA[Life]]></category>
		<category><![CDATA[apartment]]></category>
		<category><![CDATA[Auckland]]></category>
		<category><![CDATA[home]]></category>

		<guid isPermaLink="false">http://linuxsoftware.co.nz/blog/?p=99</guid>
		<description><![CDATA[I got the keys to my new apartment this weekend.Â  Went in and had a look.Â  It&#8217;s compact, but should be all the room I need. Â  I&#8217;ll gradually move in over the next two weeks.]]></description>
			<content:encoded><![CDATA[<p>I got the keys to my new apartment this weekend.Â  Went in and had a look.Â  It&#8217;s compact, but should be all the room I need. Â  I&#8217;ll gradually move in over the next two weeks.</p>
<p><a href="/blog/v/2008/Apartment"><img src="/photos/d/4264-2/p1000115.jpg" alt="" width="640" height="480" /></a></p>
]]></content:encoded>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Moving in to town</title>
		<link>http://linuxsoftware.co.nz/blog/2008/06/moving-in-to-town</link>
		<comments>http://linuxsoftware.co.nz/blog/2008/06/moving-in-to-town#comments</comments>
		<pubDate>Sun, 29 Jun 2008 07:03:40 +0000</pubDate>
		<dc:creator>david</dc:creator>
				<category><![CDATA[Life]]></category>
		<category><![CDATA[apartment]]></category>
		<category><![CDATA[Auckland]]></category>
		<category><![CDATA[flat]]></category>

		<guid isPermaLink="false">http://linuxsoftware.co.nz/blog/?p=95</guid>
		<description><![CDATA[I&#8217;ve given notice to my landlord I&#8217;m going to be moving out of my current flat.Â  Had lunch with the family today and was telling them how I think I&#8217;d like to buy an apartment, but wanted to try apartment living out first. Serendipitously Heather&#8217;s apartment is going to be free next week, so we&#8217;ve [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;ve given notice to my landlord I&#8217;m going to be moving out of my current flat.Â  Had lunch with the family today and was telling them how I think I&#8217;d like to buy an apartment, but wanted to try apartment living out first. Serendipitously Heather&#8217;s apartment is going to be free next week, so we&#8217;ve agreed I&#8217;ll take the lease on.Â  It&#8217;s a small furnished bedsit, but I think that&#8217;ll be fine.Â  It&#8217;ll be easier to keep tidy.Â  Heather has offered to store all my stuff in her garage, there&#8217;s not going to be room for it in the apartment.Â  I haven&#8217;t actually seen the apartment, but I understand it is handy to my work, bars, restaurants and the library.Â  If things go well I&#8217;ll start looking for a bigger apartment to buy. If not I&#8217;ll be looking to buy a house/unit, or else for a new place to rent.</p>
<p><a href="http://linuxsoftware.co.nz/blog/v/2008/Family"><img title="Family Lunch" src="http:/photos/d/4228-2/p1000053.jpg" alt="Family Lunch" /></a></p>
<p><em>Aidan, Suzanne, Muffin (cat), and Dad @ family lunch</em></p>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Planning my finances</title>
		<link>http://linuxsoftware.co.nz/blog/2008/06/planning-my-finances</link>
		<comments>http://linuxsoftware.co.nz/blog/2008/06/planning-my-finances#comments</comments>
		<pubDate>Tue, 03 Jun 2008 06:50:43 +0000</pubDate>
		<dc:creator>david</dc:creator>
				<category><![CDATA[LinuxSoftware]]></category>
		<category><![CDATA[apartment]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[house]]></category>

		<guid isPermaLink="false">http://linuxsoftware.co.nz/blog/?p=82</guid>
		<description><![CDATA[I have been crunching numbers to see if I can afford to buy a house.Â  If I was frugal I might just be able to afford a small house.Â  An apartment would be a lot more realistic, but probably wouldn&#8217;t allow my cat.Â  (I need to investigate that a bit more).Â  Last year I spent [...]]]></description>
			<content:encoded><![CDATA[<p>I have been crunching numbers to see if I can afford to buy a house.Â  If I was frugal I might just be able to afford a small house.Â  An apartment would be a lot more realistic, but probably wouldn&#8217;t allow my cat.Â  (I need to investigate that a bit more).Â  Last year I spent just under 25% of my income on accommodation, if I bought a house that&#8217;d rise to almost 70%. There would also be extra costs such as water, rates, and insurance. I&#8217;d also be without the income from the interest on the deposit &#8230; something which really knocked what were previously looking like quite reasonable numbers.Â  Now I need to start living as if I was on the budget and see just how hard it is.</p>
<p><img src="/images/0708actualpie.png" alt="accommodation 24%" /> <img src="/images/0809budget1pie.png" alt="accommodation 68%" /> <img src="/images/0809budget2pie.png" alt="accommodation 35%" /></p>
<p>Or I could buy a house truck.</p>
]]></content:encoded>
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		<slash:comments>9</slash:comments>
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